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Micro-saving in crypto · Poland

Your change. In crypto. Effortless.

Every card payment is rounded up to the next złoty. The difference goes to BTC, ETH or USDC — automatically, transparently, under regulatory oversight.

First 500 users get 1 month Premium free.

Biedronka · 13:47 Open Banking · live
  • Chleb żytni 7,49 zł
  • Mleko 1L 4,29 zł
  • Jabłka kg 5,72 zł
  • Kawa 250g 14,99 zł
Razem 32,49 zł
↑ Zaokrąglenie do 33 zł +0,51 zł

Trafia do Twojego portfela krypto (BTC).

Symulator

See how much you could save monthly

500 zł10 000 zł
0,10 zł2,00 zł

Simulation assumes rounding to the next złoty across ~4 card transactions per day. Actual amounts depend on your real activity. Not investment advice.

Your monthly crypto savings

62 zł / mo

Year
744 zł
3 years
2 232 zł

Four steps. Zero effort.

01

Connect your bank

Secure connection via Open Banking (PSD2). You keep your bank — you just allow read access.

02

Pay by card as usual

Coffee at 13.50 zł? Rounded to 14. Fuel at 187 zł? Rounded to 190. You do nothing.

03

Change becomes crypto

Your chosen asset (BTC, ETH or USDC) is purchased automatically through a licensed CASP partner.

04

Withdraw or hold

24/7 access. Withdraw to PLN or hold. Full balance transparency in-app.

Three assets. Your choice.

BTC MiCA-uyumlu

Bitcoin

Digital gold. The oldest and largest crypto-asset.

ETH MiCA-uyumlu

Ethereum

Smart-contract platform and the second-largest crypto market.

USDC MiCA-uyumlu

USD Coin (Circle EU)

Stablecoin 1:1 with USD. MiCA-compliant issuer.

Regulated. From day one.

Full compliance register →
MiCA

We operate through a licensed CASP partner passported into Poland (Art. 65 MiCA).

PSD2

We connect via a certified AIS provider — we never store your bank credentials.

AML

Full KYC via mojeID or eIDAS. Travel Rule — zero threshold, as required in the EU.

GDPR

Data processed exclusively in the EU. Full deletion rights.

Why now?

38M

Poles using cards in everyday life.

0

Round-up crypto apps on the Polish market today.

2024

MiCA in force — first complete EU crypto regulatory framework.

Be one of the first 500.

Early access · 1 month Premium free · no hidden fees.

Join the beta →